LEGAL INFORMATION

This website has been issued by Neptune Investment Management Limited and is entered on the Financial Conduct Authority (FCA) Register with the Registration Number 416015 and is registered in England with the company number 4341768. The register can be accessed at www.fca.org.uk. Neptune is established at 3 Shortlands, London W6 8DA and the registered office is Lion House, Red Lion Street, London WC1R 4GB. The company is registered for VAT under reference number 887 1263 92. Should you wish to contact us please refer to the Contact menu which can be found on each page of the website.

Accuracy

While considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, no guarantee is given as to the accuracy or completeness of any information and no blame is accepted for any errors or omissions in such information. All products referred to on this website are subject to change without notice.

The content, including the layout, of this website or products or services available via this website may be wholly or partly suspended, withdrawn or changed at any time. We may also immediately suspend the provision of all or any part of this website to you and/or block your access to this website.

Neptune and any external sources of information provided are not giving any legal, accounting or other professional advice or opinions on specific facts or matters. Neptune assumes no blame whatsoever in connection with your use of this information.

Neptune does not guarantee the suitability of the information contained in the documents and related graphics published on this website for any purpose. All such document and related graphics are provided without warranty of any kind. Please be aware that some of the products and services listed within the website and those provided by any third party that may be accessed via a link from this website may not be suitable for all investors.

Changes to our Terms

We may change these Terms at any time by updating these pages.

You agree to review any applicable terms and conditions regularly and that your use of any part of this website will be subject to any such changes once they are made.

Advice

Neptune does not offer investment advice on the advantages or suitability of products and no information contained within this website should be viewed in that way. Neptune only provides information about its own products and services and does not advise clients.

Before you make any decision to take any action that might affect you or your personal finances or business you should always consult a suitable qualified professional adviser to get appropriate financial, legal, accounting, tax and other advice. Should you seek to rely in any way upon any information or opinions contained within the website, you do so at your own risk.

Please be aware that some of the products and services listed within this website or other third parties that may be accessed via a link from this website may not be suitable for all investors. Should you wish to seek advice, please contact an independent financial adviser and always read the product information fully before purchase.

Product Availability

The information contained in this website does not act as an offer to sell or an invitation to buy or sell any investments. If you are accessing the website outside the United Kingdom, your local legislation may not permit us to offer products for you in your own country. All products or services provided to you by us shall only be available in the jurisdiction/s within which the provision of products or service are authorised to operate. Please check with your professional financial adviser as to whether such products are available in the country where you live.

None of our products are available to residents of the United States of America, residents within an area subject to its jurisdictions or United States Persons. This applies to United States Persons who are resident outside the United States. If an investor subsequently becomes incorporated in the United States or a United States Person, Neptune Investment Management reserves the right to request a transfer of the Shares, or to redeem or cancel the Shares 20 days after giving notice to the Shareholder.

This website is intended for those who access it from within the United Kingdom. Because of this we cannot guarantee that the website, or the information thereon, complies with the local laws or regulations of, or is appropriate for use in, any other jurisdiction other than the United Kingdom. If you choose to access the website from a jurisdiction other than the United Kingdom you do so at your own risk and Neptune will not be liable for any breach of local law or regulation that you commit as a result of doing so.

UK residents are required to see a Key Investor Information Document and Supplementary Information Document before investing in applicable funds and any offer is made solely by means and on the basis of the Key Investor Information Document, Prospectus and supplements. Key Investor Information Documents can be downloaded from this site. Please make sure that you read this document carefully along with all product information, applicable terms, conditions, disclaimers, risks and restrictions relevant to your use of the products before committing to any contractual agreement.

Tax assumptions and reliefs depend on an investor’s particular circumstances and may change if those circumstances or the law change.

No Offer to Buy or Sell

Information or opinions contained on this website do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments. It does not form part of any contract for the sale or purchase of any investment.

Should you seek to rely in any way whatsoever upon any content contained in this website, you do so at your own risk.

Investment Risks

Please remember that past performance is not a guide to future performance. The value of an investment and any income from it can fall as well as rise as a result of market and currency movement and you may not get back the amount originally invested. Investments in emerging markets are higher risk and potentially more volatile than those in established markets.

Any views expressed within this website are those of Neptune as of the date of issue, these views may change and should not be taken as advice to invest. Any forecast, projection or target is there to provide you with an indication only and is not guaranteed in any way. Neptune accepts no blame for any failure to meet such a forecast, projection or target. We do not undertake to advise you as to any changes in our views.

In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value to the extent of the risks to which it is exposed.

Any past performance data that has not been shown is due to the information not being available. Stockmarket investments should be seen as a medium to long term investment and you should plan to hold them for at least five years. Private Investors should consult their Independent Financial Adviser or other authorised intermediary.

Third Party Sites

Links to other external websites found within this website are for you to refer to. We have not reviewed any third party websites and are not responsible for their content. We therefore do not favour or make any representations about them, or any material found there, or any results that may be obtained from using them. If you access any third party websites linked to this website, you do so entirely at your own risk. Your use of other party’s websites may be subject to their own terms and conditions which you should read.

Neither you nor any other party may use any part of this Site on any other website, or link any other website to this site, without prior written permissions. We are not responsible for the set up of any link from a third party website to the Neptune website.

Cookies

The Neptune website uses cookies and similar technologies. Cookies are a widely adopted method of helping site owners improve the efficiency of their websites and gain information about how their sites are being used. A cookie is a small file containing letters and numbers that works by enabling your web browser (e.g. Microsoft Internet Explorer) to remember certain information about your computer’s website use and to distinguish you from other visitors to a site.

The cookies that we use on our site can be categorised into the following four groups:

1. Cookies which aid navigation through the site and are essential for the site to work properly. These cookies expire at the end of your browser session (i.e. when you close Microsoft Internet Explorer).

2. ‘Analytical’ cookies which enable us to understand how visitors got to our site and use our site. This information helps us to improve the way our website works and to assist visitors in finding the content they need more quickly. Some of these cookies only exist in your current browser session whereas other cookies will last for a longer period, as they provide us with useful information about repeat visits to our site.

3. Cookies that improve visitor experience but are not essential for the site to work. On our site, we use this type of cookie for the ‘remember me’ function on our terms and conditions page. This helps regular visitors gain faster access to the content they are looking for as they do not need to accept the terms and conditions each time. This cookie will last on your browser for a month and is only deployed onto the browser after you have selected the ‘remember me’ option and have accepted our terms and conditions.

4. Third party cookies or similar technologies that allow us to provide you with advertisements on third party websites that may be more relevant to your interests. These cookies and similar technology will only be deployed once you have agreed to our terms and conditions and will exist on your browser past the end of your current session.

None of our cookies contain personal or confidential information and we will not attempt to identify you from this information. If you agree to our terms and conditions you accept our use of cookies and similar technologies. If you would like to refuse cookies, you can do so by altering the settings on your web browser. You can also clear your cookies at any time using the settings in your web browser.

Accessibility

The Neptune website has been designed to be easily navigable and has a clear and intuitive structure. If you encounter accessibility issues while using this site, please contact us on +44 (0)20 3249 0100.

To help us improve our service and in the interest of security, we may monitor and/or record communications between you and us. All recordings belong to Neptune. Neptune will never contact you by phone or email requesting personal details or account information. All personal information, such as name and email address, is collected for the purposes of sending you information requested or answering queries. This information will be held by us in accordance with the Data Protection Act and will not be passed to third parties. It may, however, be used by us to inform you of other services and products offered by Neptune. If you would like to be removed from our database at any point, please contact us with your request at enquiries@neptune-im.co.uk.